| Counselor: Daniel Hogan Tele: (609) 465 - 2161 x 682 |
Counselor: Rita King Tele: (609) 465 - 2161 x 634 |
We know that parents and students want the latest information available concerning awards, scholarships and financial aid for colleges and careers. We will make that information available through this web page to prepare our students for college and careers. The student has an important role in the college process and should do much of the work in selecting the college and/or career of choice and navigating the admissions process with your help and our assistance.
- Current Listing of Scholarship Oppurtunities
- Graduate's Request for a Transcript
- A copy of the Student Activities Organizer
- A copy of the Student Sample Resume
Additional Scholarship and Financial Aid Information
- Free Application for Federal Student Aid - www.fafsa.ed.gov
- Scholarship Information - www.fastweb.com
- Free Scholarship/Financial Aid Search - www.Scholarships.com
- Student Financial Resources - www.Student Aid on the Web.com
- NJ Higher Education Student Assistance - www.hesaa.org
- College and financial aid information - www.mapping-your-future.org
- U.S. Department of Education - www.studentaid.gov
- Guide to financial planning - www.finaid.org
- New Jersey Colleges and Universities - www.njedge.org
- College Planning and Payment - www.salliemae.com
- College Payment Plan - www.tuitionpay.com
- College Savings Plan - www.collegesavings.org
- EFC Family Contribution Estimates - www.finaid.org/finaid/calculators
- Scholarship Searches - www.studentscholarshipsearch.com
- Scholarship Searches - www.students.gov
- Financial Information - www.nasfaa.org
- National Scholarship Providers Page - www.scholarshipprovidrs.org
- Free Scholarship Search - www.collegeanswer.com/scholarships
Federal Aid comes in the form of grants, loans and work study. Completing the Free Application for Federal Student Aid (FAFSA) is the first step in the student loan process. Visit www.fafsa.ed.gov for the form and filing instructions. After you complete the FAFSA, you will be sent a Student Aid Report (SAR) which summarizes all the information on the FAFSA and includes the Expected Family Contribution (EFC) which is calculated by a formula. Colleges use the EFC to determine student financial need by subtracting that amount from the estimated cost of attendance. Several websites including: www.finaid.org/calculators. offer calculators for estimating EFC.
Grants, loans and work study are components of the financial aid package.
Federal grants, which do not have to be repaid, are offered primarily to undergraduate students based on financial need and enrollment status. Federal Pell Grants are awarded to students who demonstrate significant need. The amount awarded ranges from $400 to $4,000 and will depend on financial need, the costs to attend school, and enrollment status. Colleges may pay the students’ family directly by check. Federal Supplemental Educational Opportunity Grants (FSEOGS) are awarded to students with excessive financial need after Pell Grants have been distributed. The amounts awarded range from $100 to $4000 depending on financial need and amount of funding available from the college. FSEOGS do not have to be repaid.
Federal loans are another type of federal aid that assists parents and students with additional aid to pay for college. Students may be eligible for Stafford or Perkins Loans while parents may apply for the Parent Loan for Undergraduate Students (PLUS).
Student loans taken out in the student’s name and are their responsibilities are divided into two categories: Stafford and Perkins Loans. These loans are either considered to be Federal Family Education Loan Programs (FFELP), loans provided by private lenders, or Direct Programs, loans provided by the government. The Federal Government also offers loans provided to parents known as the Parent Loan for Undergraduate Students (PLUS) to meet education costs not covered in the student’s financial aid package